Home  ›  Chicago  ›  Geraci Law
Est. 1977 · 200,000+ Clients · 35,000+ Five-Star Reviews

Peter Francis Geraci Law L.L.C.

55 E. Monroe Street, Suite 3400 · Chicago, IL 60603 · Free Consultation 7am–9pm

Bankruptcy Chapter 7 Chapter 13 Foreclosure Defense Garnishment Stop Debt Relief

Founded in 1977 by Peter Francis Geraci, this is the largest consumer bankruptcy firm in the Chicago area — with more than 100 attorneys and staff, more than 35 offices across Illinois, Indiana, and Wisconsin, and over 200,000 satisfied clients. If you're drowning in debt, facing wage garnishment, or fighting foreclosure, Geraci Law has done this for nearly fifty years.

35 Offices 100+ Staff 200K+ Clients BBB Accredited
Request Free Consultation Learn More
4.8
★★★★★
35,000+ five-star reviews
Overall
4.8
Results
4.8
Communication
4.7
Value
4.9
Editorial Verdict

Why Choose Geraci Law?

If you've been screening calls from creditors, dreading the mail, or wondering if you're going to lose the house — Geraci Law has spent forty-eight years helping people in your exact situation. With over 200,000 clients filed and 35 offices across Illinois, Indiana, and Wisconsin, this firm is the largest and most accessible consumer bankruptcy practice in the region. Their fees are deliberately competitive — bankruptcy is a service for people who can't afford the most expensive option, and they know that. The free phone consultation runs from 7am to 9pm weekdays. If your debt situation is keeping you up at night, this is one of the easiest ways to talk to a real attorney about real options. They'll tell you whether bankruptcy makes sense for you — or if there's a better path.

Practice Areas

Situations They Handle

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Stop Wage Garnishment Stop Creditor Lawsuits Foreclosure Defense Repossession Defense Tax Debt Medical Debt Relief Credit Card Debt Discharge of Eligible Student Loans
Fees & Pricing

What You'll Pay

Geraci Law is known for competitive flat-fee bankruptcy pricing. Most Chapter 13 fees can be paid through the plan rather than up front. Court filing fees are separate and required by the bankruptcy court.

$0 to start
Chapter 13 (paid in plan)
$795+
Chapter 7 attorney fee
The Team

Key Attorneys

Peter Francis Geraci, Founder

Peter Francis Geraci

Founder & Managing Partner
Chapter 7 & 13 bankruptcy, foreclosure defense, debt relief — practicing since 1977
Geraci Law Attorneys

Staff Attorneys

Bankruptcy Specialists
100+ attorneys and staff with 500+ years combined bankruptcy experience
Foreclosure Defense Team

Foreclosure Defense Group

Specialized Practice
Stopping foreclosure sales, mortgage modification, bankruptcy-based foreclosure relief
Client Experiences

What Clients Say

Client
Robert F.
Chapter 7 · Cicero
★★★★★
"This was so easy and painless. The process was explained thoroughly and everyone was positively amazing. Their cost was cheaper than smaller law firms which shocked me. Highly recommend Geraci Law."
Client
Maria S.
Chapter 13 · West Loop
★★★★★
"I was about to lose my house. Geraci filed an emergency Chapter 13 the day before the foreclosure sale. We saved it. Five years on a payment plan I can actually afford. I'm finally sleeping again."
Client
James W.
Wage Garnishment Stop · Chicago
★★★★★
"Creditor was taking 25% of every paycheck. Geraci filed Chapter 7, garnishment stopped immediately, and four months later all that debt was discharged. Should have called them sooner."
Get Help Now

Request a Free Bankruptcy Consultation

Tell us briefly about your situation. The firm offers free phone consultations 7 days a week.

Your information is confidential. LawFirmSquare.com is not a law firm and does not provide legal advice.

FAQ

Common Questions About This Firm

Will I lose my house if I file bankruptcy?
Usually no. Illinois has a homestead exemption that protects equity in your primary residence. Chapter 13 bankruptcy can also stop a foreclosure sale and let you catch up on missed mortgage payments through a court-approved repayment plan. The free consultation will tell you exactly what would happen in your case.
How fast can Geraci stop a wage garnishment?
Filing bankruptcy creates an automatic stay that legally requires creditors and garnishers to stop collection immediately. The firm can often file within days for urgent garnishment situations.
What's the difference between Chapter 7 and Chapter 13?
Chapter 7 wipes out most unsecured debt in 4–6 months — there is no payment plan, but you must pass an income test. Chapter 13 is a 3–5 year repayment plan that lets you catch up on a mortgage or save assets that wouldn't survive Chapter 7. Geraci will tell you which is right for you.
Will bankruptcy ruin my credit forever?
Bankruptcy stays on your credit report for 7–10 years, but most clients find their credit recovers within 1–2 years because their debt-to-income ratio improves dramatically. Many can finance a car within months.
Do they have offices outside Chicago?
Yes — more than 35 offices across Illinois, Indiana, and Wisconsin. Find the office nearest you on the firm's website. Virtual consultations are also available.

Quick Facts

Founded1977
Firm SizeLarge · 100+ staff
Fee StructureFlat fee
Chapter 7 FeeFrom $795
Free ConsultationYes
LanguagesEnglish, Spanish, Polish
Virtual AvailableYes
Offices35+ across IL, IN, WI
Clients Served200,000+
Request Free Consultation

Chicago Offices

Loop: 55 E. Monroe Street, Suite 3400, Chicago, IL 60603
North Side: 4218 N. Cicero Avenue, Chicago, IL 60641
35+ Suburban Offices across Illinois, Indiana, Wisconsin

Recognition

  • ✓ Established 1977 by Peter Francis Geraci
  • ✓ 200,000+ Clients Helped to Debt Relief
  • ✓ 35,000+ Five-Star Reviews
  • ✓ 500+ Years Combined Experience
  • ✓ BBB Accredited Business